The Department of financial services of new York began investigating possible discrimination against Apple users Card
American financial regulator began an investigation into allegations that credit card Apple Card offers a variety of credit opportunities for men and women.
complaints - including from Apple co-founder Steve Wozniak – indicate that the algorithms that are used to set credit limits, can be biased against women.
the Department of financial services new York (DFS) contacted Goldman Sachs, which manages the Apple Card.
Any discrimination, intentional or not, "violates the law of new York," reads the message of Department.
Bloomberg reported on Saturday that businessman David Hansson Heinemeier complained that the Apple Card has provided him with exaggerated 20 times the credit limit compared to those who received his wife.
According to Hansson, the discrepancy is compounded by the fact that his wife has a higher credit rating.
Later, Wozniak, who founded Apple along with Steve jobs, wrote that the same thing happened with him and his wife, despite the fact that they have not had a separate Bank account or separate assets.
Banks and other lenders are increasingly using the technology of machine learning to reduce costs and increase the volume of loan applications.
Saturday Goldman Sachs commented on Bloomberg situat so: "Our loan decisions are based on the creditworthiness of the client, and not on such factors as gender, race, age, sexual orientation or any other grounds prohibited by law."
th, released in August, is the first credit card Goldman. Investment Bank offers to its customers wide range of products, including personal loans and savings accounts through its online banking Marcus.
iPhone Manufacturer Apple Card advertises on its web site as "a new kind of credit card created by Apple, not the Bank."