At any point in life, a person may need additional money to solve current problems. The easiest and most effective way to get a sufficiently large amount is to take auto loan. Depending on some variable factors, a driver can expect a fairly wide range of ratings for their vehicle.
Loan conditions
Of course, the company cannot give out money to everyone. The borrower must meet certain internal criteria. At a minimum, own a working car with a year of manufacture no earlier than 2000. An objective assessment of the condition of the vehicle increases its value, and therefore, the owner can count on a higher loan amount. Other important conditions for issuing a loan should be added:
- Permanent place of official employment.
- The presence of a passport and a registration certificate for the vehicle.
- There is no arrest for sale and is not pledged in another bank.
- Registered officially in Uzbekistan.
- You can get a loan for a minibus or a truck.
Important: the preliminary cost can be calculated in advance, but only the verdict of a specialist will be decisive. Do not worry, the owner of the vehicle can continue to use the car as before. This is especially important for those who use a car for work, and without it will not be able to repay the loan amount.
How to increase the cost of car valuation
There are several tricks that will help increase the estimated value of a car if the loan amount is large enough. A car that has not been involved in traffic accidents will always be valued as highly as possible. This means that the body has no hidden damage that cannot be seen at a cursory glance. In addition, the driver can be recommended:
- to wash not only the outer body, but also the interior with the highest quality;
- to rid the car of an unpleasant smell with the help of dry cleaning;
- make sure the machine is complete;
- repair minor damage to the body and engine;
- Do not bring foreign objects in the cabin and trunk.
The appraiser, like the average person, tends to give a higher value to a car that has a clean body, has all the necessary parts, and there are no minor scratches on its surface. Even the absence of a spare wheel can be regarded by a specialist as a reason to reduce the loan amount. Better not give him a reason to do so.
