The current economic situation in the country often forces us to look for ways to solve financial problems. One of the most popular and most effective options for getting out of difficult situations is Kharkov car pawnshop, Odessa and other cities of Ukraine have already appreciated the advantages of receiving money on the security of a vehicle. With this approach, you can take a loan without certificates and guarantors. The state of credit history also does not matter.
Mega Credit Company offers its customers a simple and prompt receipt of funds in cash or on a card. With the help of conscientious professionals, all financial troubles are resolved quickly and easily.
What are the conditions for obtaining finance secured by a vehicle?
The main steps towards obtaining loans secured by cars in Kharkiv are:
- inspection of the car by specialists of the Mega Credit car pawnshop;
- assessment and calculation of the loan amount;
- preparation of the necessary package of documents;
- signing the contract;
- issuance of funds.
If you need to take a loan secured by a car, you will need a minimum package of documents. Among the main ones:
- passport of a citizen of Ukraine with a residence permit;
- TIN;
- technical certificate of the vehicle;
- general power of attorney if the borrower is not the owner of the car.
The contract concluded with the car pawnshop includes the following items:
- exact loan amount;
- loan terms;
- the procedure for mutual settlements and payment of interest;
- additional conditions.
Easy and fast lending is exactly what most borrowers need in difficult financial conditions.
What to pay attention to when choosing a financial institution?
Before making a deal in a car pawnshop, you should clarify the following nuances:
- List of requirements for mortgage cars. Before going to a car pawnshop, it is recommended to independently evaluate the car for compliance with all the criteria set.
- Lending terms. Discuss the terms of the return of money with creditors in advance, and also discuss the possibility of extending the transaction.
- The loan amount. Determined based on the condition of the vehicle.
- Interest rate. It is recommended to pay attention to car pawnshops with a minimum interest rate. But at the same time, you should not lose sight of the issues of reliability, security and the level of risk of the transaction.
Risks of cooperation with car pawnshops
Obtaining a loan secured by a car in Kharkiv is possible in two main ways:
- with the transfer of the car to the parking lot of the creditor;
- without transfer, while the collateral transport remains at the disposal of the owner, with the possibility of further unhindered use.
The first option is more risky. In this case, it is important to pay attention to such factors:
- reliability of the parking lot where the vehicle will be placed;
- security and video surveillance;
- fixing the car's mileage before handing it over to the creditor;
- consolidation in the contractual terms of responsibility for the safety of the pledged car.
Thanks to cooperation with an experienced and reliable car pawnshop Mega Credit, a quick and mutually beneficial transaction with security guarantees is possible.
